What is disability insurance?
Disability insurance, in one sentence
You pay a small monthly amount, and if illness or injury stops you from working, you get a monthly check until you're back on your feet.
The payment
Fixed from day one and never goes up during your policy. It costs less than most people expect.
The trigger
An illness or injury that keeps you from doing your job, not just catastrophic accidents. Most claims are things like back problems and long illnesses.
The benefit
A monthly check that replaces a share of your income while you recover: rent, groceries, and the bills that don't pause when you do.
Who needs disability insurance?
Is this you?
Self-employed & freelancers
"No boss also means no sick pay. If I stop, everything stops."
You are your own benefits department. This is the sick pay you never got, there through every client and gig.
Physical jobs
"My body is the business. One bad knee and I'm out."
When your work is physical, an injury hits your income first. The monthly benefit carries you while you heal.
One-income households
"Everything in this house runs on one paycheck. Mine."
If everyone depends on your income, a monthly benefit keeps the household running while you can't.
Renters
"Rent doesn't care whether I can work this month."
The benefit keeps rent, utilities, and groceries paid month after month, so home stays home while you recover.
Still got questions?
Why choose Eleos disability insurance
What makes us stand out.
Income protection the way it should be: fast, human, and honest.
Disability insurance FAQs
Before you decide
More ways Eleos protects you
One promise, more triggers
Whatever happens, the money keeps coming.
If you're gone
Term life insurance: up to $2 million in cash for the people who depend on you.
Available nowIf you're injured
Accident insurance: fast cash for the bills an accident brings.
Coming soonFor all the years you're here
Wellness support that doesn't wait for emergencies
24/7 telemedicine, concierge support, and financial planning tools come with your cover, so it gives you something every day and not just on the worst one.