Eleos resources
Insurance is complicated. Reading about it shouldn't be.
Guides, explainers and industry news on life insurance and income protection. Written in plain English and reviewed by licensed experts.
The 100 Largest Employee Benefits Brokers in the US
We read every 2024 US employer benefit filing and ranked the 100 largest employee benefits brokers by the premium they place. Mercer leads with $10.0bn, ahead of Marsh McLennan and Lockton. Includes commission, the rate each firm charges, employers served and people covered.
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The 50 Largest Group Benefits Insurers in the US
We read every 2024 US employer benefit filing and ranked the 50 largest employee benefits insurers by premium. Kaiser leads with $36.3bn. Split by benefit, MetLife leads dental, life and both disabilities while Blue Cross leads health and EyeMed vision.
What Benefits Do Big Employers Offer in the US?
We analysed 1,010,279 public Form 5500 filings, covering more than 80 million people in US employer benefit plans. Dental shows up in 95.6% of benefit packages. Both short-term and long-term disability show up in 66.3%. Here is where the missing cover sits, by industry, by state and by plan size.
Life Insurance After Quitting Smoking: How Long Until Non-Smoker Rates?
Learn when non-smoker life insurance rates may apply after you quit, how insurers treat vaping and nicotine, and whether an existing rate can change
Term Life Insurance for Green Card and Visa Holders
You do not always need US citizenship to qualify for term life insurance. Every carrier reviewed has a route for at least some permanent residents, and several consider temporary visa holders. Some dependent visa holders can also apply. Eligibility still depends on the carrier, status documentation, US residence, financial justification and the complete application.
Term Life Insurance with High Blood Pressure: Rates and Limits (2026 Guide)
Most people with high blood pressure can qualify for term life insurance. One published carrier guide describes controlled hypertension as usually eligible for Standard, with a Preferred class possible. Your result depends on your average readings, age, treatment, stability and other cardiovascular risk factors.
Term Life Insurance for Diabetics: Type 1, Type 2, Rates and Eligibility (2026 Guide)
Learn how type, age, A1c, complications and insulin affect life insurance for diabetics, plus how to compare options and qualify for a better rate.
Term Life Insurance BMI and Weight Charts: Rates and Limits (2026 Guide)
See how BMI affects life insurance rates, compare height and weight charts, understand underwriting limits and learn how to find the right carrier.
Term Life Insurance for Seniors: Over-50s, 60s and 70s Guide
A practical US guide to term life insurance for seniors in their 50s, 60s and 70s: how term length shrinks with age, the health questions that trigger declines, and why guaranteed issue is often the better fit.
What Is Term Life Insurance? A Complete U.S. Guide
A plain-English US guide to term life insurance: how it works, the main policy types, term vs whole life, how much you need, underwriting and no-exam options, riders, taxes, and common myths.
Life Insurance for Self-Employed Workers
A practical US guide to life insurance for self-employed workers: why you start with zero coverage, term vs whole life, how much you need (DIME), taxes, and applying honestly with a high-risk job.
Eleos Life Partners with Land Trust Alliance to Help Policyholders Leave a Legacy for the Land
This new partnership makes it simple to support land conservation through life insurance planning.
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