What is term life insurance?
Term life, in one sentence
You pay a small monthly amount for the years that matter, and if you die in that window, your family gets up to $2 million in cash.
The payment
Fixed from day one and never goes up during your term. Most people overestimate what it costs by three times.
The years
You choose the term: usually while the kids are home or the mortgage runs. You don't insure your whole life, just the expensive years.
The payout
Cash to the people you name, theirs to use however they need: rent, groceries, school, all of it.
Who needs term life insurance?
Is this you?
New parents
"We just had a baby and suddenly I think about everything."
A term that runs until the kids can stand on their own, sized to cover the years of raising them.
Homeowners
"If something happened to me, could they keep the house?"
Cover matched to the mortgage, so the roof over their heads never depends on your paycheck.
One-income households
"Everything in this house runs on one paycheck. Mine."
If everyone depends on your income, the payout replaces it for years, not weeks.
Renters
"We rent, so nothing here is really ours. Except the rent bill."
The payout keeps the rent paid for years, so home stays home even if your income stops.
Still got questions?
Why choose Eleos term life insurance
What makes us stand out.
Term life the way it should be: fast, human, and honest.
Term life insurance FAQs
Before you decide
More ways Eleos protects you
One promise, more triggers
Whatever happens, the money keeps coming.
If you can't work
Disability income insurance: monthly payments replace your paycheck while you recover.
Coming soonIf you're injured
Accident insurance: fast cash for the bills an accident brings.
Coming soonFor all the years you're here
Wellness support that doesn't wait for emergencies
24/7 telemedicine, concierge support, and financial planning tools come with your cover, so it gives you something every day and not just on the worst one.