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Whole life insurance

Cover that lasts as long as you do.

Whole life insurance up to $100,000, with no end date to outlive. Whenever it happens, the money is there for the people you name.

Not sure it's the right one? Compare with term life.
Instant quote24/7 assistanceBacked by A-rated insurers

What is whole life insurance?

Whole life, in one sentence

You pay a monthly amount for cover that has no end date, and whenever your life ends, your family gets up to $100,000 in cash.

The payment

One monthly amount, agreed at the start. A licensed expert confirms the number with you before anything begins.

The length

There isn't one. There's no end date to outlive and no renewal to be re-priced at.

The payout

Up to $100,000 in cash to the people you name, usually enough for the funeral, the final bills, and something left over.

Who needs whole life insurance?

Is this you?

Over 50

"I don't need millions. I need this handled."

A smaller payout that's certain to arrive, instead of a big one that stops at 65.

Final expenses

"I don't want the kids paying for my funeral."

Cash that lands within days, for the costs that arrive before anything else does.

Coming to the end of a term

"My 20-year policy ends next year and then I have nothing."

Something underneath the term policy that keeps going after it stops.

Leaving something behind

"I'd like there to be something with my name on it."

A set amount that goes to whoever you name, whenever it happens.

Still not sure which one fits?

Whole life or term life?

Same promise, different shape

Both pay cash to the people you name. The difference is how long the cover lasts and how big it gets.

Term lifeWhole life
How long it lastsup to 30 yearsYour whole life
Most you can cover$5 million$100,000
Can you outlive itYesNo
Medical examNot neededNot needed

Need a bigger payout for a set number of years? See term life

Whole life insurance FAQs

Before you decide

More ways Eleos protects you

One promise, more triggers

Whatever happens, the money keeps coming.

If you're gone sooner

Term life insurance: up to $5 million for the years your family depends on you.

See my price

If you can't work

Disability income insurance: monthly payments replace your paycheck while you recover.

Coming soon

If you're injured

Accident insurance: fast cash for the bills an accident brings.

Coming soon

For all the years you're here

Wellness support that doesn't wait for emergencies

24/7 telemedicine, concierge support, and financial planning tools come with your cover, so it gives you something every day and not just on the worst one.

Explore wellness

No exam. No pressure.
Up to $100,000 that never expires.