Eleos resources
Guides, explainers and industry news on life insurance and income protection. Written in plain English and reviewed by licensed experts.
You do not always need US citizenship to qualify for term life insurance. Every carrier reviewed has a route for at least some permanent residents, and several consider temporary visa holders. Some dependent visa holders can also apply. Eligibility still depends on the carrier, status documentation, US residence, financial justification and the complete application.

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Most people with high blood pressure can qualify for term life insurance. One published carrier guide describes controlled hypertension as usually eligible for Standard, with a Preferred class possible. Your result depends on your average readings, age, treatment, stability and other cardiovascular risk factors.

See how BMI affects life insurance rates, compare height and weight charts, understand underwriting limits and learn how to find the right carrier.

Learn how type, age, A1c, complications and insulin affect life insurance for diabetics, plus how to compare options and qualify for a better rate.

A practical US guide to life insurance for self-employed workers: why you start with zero coverage, term vs whole life, how much you need (DIME), taxes, and applying honestly with a high-risk job.

A practical US guide to term life insurance for seniors in their 50s, 60s and 70s: how term length shrinks with age, the health questions that trigger declines, and why guaranteed issue is often the better fit.

A plain-English US guide to term life insurance: how it works, the main policy types, term vs whole life, how much you need, underwriting and no-exam options, riders, taxes, and common myths.

This new partnership makes it simple to support land conservation through life insurance planning.

Getting life insurance coverage can be difficult if your job is dangerous, but it's definitely still possible!

Fintech giants like Revolut aren’t just facilitating transactions; they’re fundamentally reshaping how we interact with money.

Think selling insurance is just for the suit and tie crowd? Think again. Here are 8 famous faces you probably didn’t know started out in the insurance industry!

DIME is a powerful, personalized approach that helps you calculate precisely how much life insurance coverage you need.